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Santam. Regte, egte versekering.
ON FARM LEVEL
A closer look at
the Fire Act
W
hile agricultural insurance is most notably known as
cover for crops, livestock and natural disasters, pro-
active risk management of veld fires is an essential
function of Santam’s agricultural insurance solutions.
As industry leader, Santam has a thorough understanding of liability
cover and claims handling in terms of veld fires, and compliance
with the National Veld and Forest Fire Act of 1998.
While producers are required to comply with this Act, agricultural
insurance companies have a pertinent role to play in ensuring that
clients comply.
We encourage clients to become members of registered Fire
Protection Associations, as stipulated by the Act.
Fire Protection Associations
A Fire Protection Association can be formed by landowners to
predict, prevent, manage and extinguish veld fires. With the
exception of municipalities and government, membership of these
associations is voluntary.
What does Santam offer?
Veld fires in South Africa cause extensive damage to property,
loss of human lives, livestock, game and grassland annually and
we offer incentives for producers to comply with the Act.
Given the increased risk management and legislative benefits pro-
vided by Fire Protection Associations membership, we will reward
clients who are members of Fire Protection Associations with more
competitive insurance premiums by way of discounted rates and
excess incentives.
Insurance against the liability arising from spread of fire can be
taken out as an extension of public liability cover – either as standard
or extended spread of fire.
Santam Agriculture’s public liability cover includes R250 000 cover
for standard spread of fire, free of charge. This cover may be
increased at an additional premium.
Optional cover for fire extinguishing costs and expenses to
prevent the spreading of fire beyond the borders of the insured’s
own property are available with an option of R100 000, R250 000,
R500 000 and R1 million.
We encourage you to take advantage of Santam’s expertise by
speaking to your broker today or visit our website to find out more
about our unique insurance solutions, specially designed for the
modern producer.
Product information
GERHARD DIEDERICKS,
head, Santam Agriculture
100